15 June 2020 Rating Agency “Standard-Rating" published its 29th rating of reliability of Bank deposits on the basis of public information. The rating at the end of the 1st quarter of 2020 took part 56, which is conducted by the monitoring Agency. All four banks with the state share, as before, included in the group of banks with secure deposits. State banks again among the most successful Privat.
the Results of the first quarter of 2020 indicate that the banking system of Ukraine continued the tradition of exponential growth. The total volume of banks ' profit after tax for the first quarter of 2020 amounted to nearly 15,974 billion UAH. the net interest income exceeded 20,870 bln. and the size of the net Commission income of — 10,789 bln. When compared with the figures of the first quarter of 2019, the profit of banks increased 1.23 times, net interest income — 1.06 times, net Commission income remained almost unchanged. Of the 56 banks that participated in the ranking, 26 showed a decrease in the level of NPL (the share of problem loans in the loan portfolio), 10 banks have shown a loss and in two of 56 banks was from’succinct net interest income.
Traditionally, the first place in rating of reliability of Bank deposits has taken Raiffeisen Bank Aval. For the first quarter of 2020, the Bank received net profit in the amount of 1,036 billion.
it's more like one and a half years in the TOP 10 rankings included GLOBE BANK. According to the NBU, the Bank's net profit for the first quarter of 2020 amounted to 4,539 million UAH. and net interest income — 58,125 million UAH. The Bank continues to show steady growth of income. At the beginning of the second quarter of 2020, the share of problem loans (NPL) in the Bank's portfolio was 12.91%, which is significantly less than the average for banks that participated in the ranking.
traditionally, the number of banks with a reliable level of deposits consisted of the Forward Bank. According to preliminary data of the NBU, the Bank's net interest income for the first quarter of 2020 amounted to 72,823 million UAH. and net Commission income — 12,386 million UAH. For the first quarter of 2020 Forward, the Bank reduced the level of NPL by 32.91 percentage points to 7,59%. As 01.04.2020 years, the level of NPL of the Bank was 3.37 times lower than the average of this indicator among the banks that participated in the ranking.
All four banks with state share which are active in retail banking, as before, included in the group of banks with secure deposits. State banks again among the most successful was PrivatBank, which rounded out the TOP 5 banks with reliable deposits. By 2019, the Bank's profit amounted to 32,609 bln. in the first quarter of 2020 — 10,429 billion. In turn, net interest income PrivatBank to 2019 amounted to 19,667 billion UAH. in the first quarter of 2020 — 5,218 billion. The ratio between net Commission income and net interest income of the Bank for the first quarter of 2020 amounted to 83,14%. The Bank's activity has remained profitable.
Also showed good results Ukrgasbank. As 01.04.2020 year, the NPL share in the loan portfolio of the Bank made up 19.34%. The Bank, according to preliminary data of the NBU, has completed the first quarter of 2020 with a profit 339,072 billion.
Sberbank, as before, showed more modest results, but it also was profitable. The share of bad loans in the credit portfolio of the savings Bank at the beginning of the second quarter of 2020 made up of 58.37% and in Ukreximbank — 59,38%. Both banks with the state share have a very high potential for development, however, the decline in the share of NPL in them slowed down, and Ukreximbank, at the end of the first quarter showed a loss of 2,269 billion. The Agency reminds that by 2019 the share of bad loans in the savings Bank fell by 10.44 percentage points and in Ukreximbank — by 1.01 percentage points in the first quarter the share of problem loans grew by Oshchadbank and Ukreximbank by 1.52% and 1,08%, respectively.
Despite a significant slowdown in the global economy due to a viral threat, which is projected for 2020, the banking sector of Ukraine is ready to the negative scenario. There are a number of reasons. However, the Agency expects the deterioration in the credit market and the increase in the share of problem loans in Bank portfolios. The risk will concern, first of all, banks specializing in lending to the population. Individuals as borrowers are very sensitive to the decline in business activity and GDP, and also unemployment. Published the forecast rate of decline of GDP from the IMF at 8.2 percent, and from the world Bank at the level of 3.5% indicates that our international partners expect a significant economic contraction in Ukraine, but the difference in the predictions is large enough due to the uncertainty of the impact of quarantine on the economy and the Ukrainian export.